AOE / COE Investigations

In workers’ compensation, establishing whether an injury truly arose out of and occurred in the course of employment (AOE/COE) is essential to determining compensability and controlling exposure. At Porter Investigative Resources, we specialize in objective, detail-driven AOE/COE investigations for insurance carriers, employers, and legal teams.

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Our process begins with a deep understanding of claim dynamics. We gather and analyze statements from all relevant parties, secure official records, review timelines, and evaluate potential red flags or inconsistencies. By reconstructing the sequence of events and workplace conditions leading up to the alleged incident, we provide a clear and factual assessment of whether the claim aligns with policy definitions and jurisdictional requirements.

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Backed by decades of experience in claims, field investigation, and commercial risk advising, we understand how even small details—like delay in reporting, conflicting accounts, or offsite activities—can shift the trajectory of a case. Our findings are presented in well-organized, legally defensible reports tailored for claims professionals and litigation teams who need fast, reliable answers.

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At PIR, our goal is not just to verify what happened—but to clarify whether it happened within the boundaries of employment. When liability is in question, we deliver the evidence you need to move forward with confidence.